Wednesday, August 13, 2008

Making Money at Home-Calculating the Cost of your Job

Many people choose to work at home because they simply do not like the 9 to 5 scenario. Others do it to save on commuting time. Some people do it to be able to be at home with their family. However, one of the biggest reasons people stay at home to work is to save money.

Work at home jobs may not always have the high salary your job outside the home does, but when you really think about how much your job is costing you the earnings start to equal out.

Costs to Consider

When you work outside the home you may just look at how much you are earning in your salary, the actual price you pay for working may never cross your mind. You have to think, though, that going to work and actually working your job is costing you money. The sad part is that you may not even realize just how much it is costing you.

Transportation costs alone can be huge, especially with today’s high gas prices. You have to figure in gas, repairs, insurance and your car payment since without all of these things you cannot get to work. If you do not drive then consider the price you have to pay to get there, like bus tickets or taxi cab fare.

You also have to think about the price you pay for clothing. Most jobs require some type of special wardrobe. You need to think about how much you spend on everything from shoes to getting your hair done.

Another thing to consider is how much you spend on lunch. You probably go out to lunch since that is convenient. If you do, then figure that in.

If you have children then figure in daycare.

All of these costs are what you are paying to work. Subtract them from your salary to get what you really make at your job. You will probably be very surprised.

Work at Home Costs

You have to consider the flip side, though. Working at home isn’t free either. You will need to calculate how much it will cost you to work at home.

You should figure in your computer and Internet costs. You will also need to figure in electricity since you will now be home using it everyday and you telephone costs if you use it for work. You should figure in anything that you will use for work such as pens, paper and printer ink.

You may also still need childcare so figure that in too. When you are done total it up. You may not know just yet how much you will make, but you can use this total to compare the costs of working at home and working outside the home.

Comparing and Deciding

Once you have figured how much each work scenario costs you then you can compare them. You should see which one makes the most sense. If you are paying out way more to work outside the home then you may want to consider working at home.

You need to make the choice that is best for you. Sbhummer is all about working from home, and Sbhummer works for you.


. James McCanless now writes on a variety of subjects related to Internet, article, and affiliate marketing. For more information visit http://www.sbhummer4u.com. His wife Betty keeps him healthy at Healthy Betty's Site, and keeps his information sensors full at Betty Jane Online.

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